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1.1. These Bonus Terms and Conditions ("Bonus Terms") govern any promotional bonus, credit, or incentive ("Bonus") offered by Finco Group (the "Company") in connection with trading in the Company's cash-settled CFD, futures and DeFi-referenced derivative products. They apply only to Clients who choose to participate in a promotion and are additional to, and form part of, the Terms of Business.
1.2. Participation in any Bonus is voluntary and optional. A Client may decline a Bonus, or request its removal at any time before trading with it (see clause 6), and trade normally without it. A Bonus is never a condition of using the Company's services or of withdrawing the Client's own funds.
1.3. Each specific promotion may have its own additional terms published at the time of the offer. Where a specific promotion term conflicts with these Bonus Terms, the specific promotion term prevails for that promotion.
2.1. Bonuses are available only to eligible Clients who have completed identity verification (KYC) and who meet any conditions stated in the specific offer.
2.2. Bonuses are not available to Clients in jurisdictions where trading incentives are restricted [CONFIRM RESTRICTED MARKETS FOR BONUSES], nor to Professional Clients where excluded by the offer.
2.3. One Bonus applies per Client and per eligible deposit unless the offer states otherwise. The Company may treat linked or multiple accounts together for Bonus purposes.
3.1. A Bonus is credit added to the trading account to increase usable margin. It is not the Client's own money and does not create any debt or payment obligation of the Company to the Client. Bonus credit cannot itself be withdrawn.
3.2. Profits generated through ordinary, good-faith trading using the additional margin are the Client's own and become withdrawable once the conditions in clause 4 are met.
3.3. The size of a Bonus depends on the qualifying deposit or the terms of the specific offer, as stated at the time.
4.1. Before Bonus-derived amounts become withdrawable, the Client must complete a minimum trading turnover ("Turnover Requirement").
4.2. Unless a specific offer states otherwise, the Turnover Requirement is calculated as:
Turnover Requirement = Bonus amount × [MULTIPLIER]
where the multiplier is [35] in the standard case, and [40] where the Bonus exceeds 50% of the Client's total qualifying deposit. [CONFIRM — the client's current model expresses this as "bonus × leverage (35, or 40 for bonuses over 50% of deposit)". Consider also expressing turnover in standard lots, which is the more common and transparent market practice, e.g. "1 standard lot of qualifying volume per [X] of Bonus."]
4.3. Only qualifying trades count toward the Turnover Requirement. Trades with no net result (where applicable), and any trades later voided for Abusive Trading or Manifest Error, do not count.
4.4. The Client can see Bonus status and remaining Turnover Requirement in the client portal.
5.1. The Client may withdraw their own deposited funds and their own realised profits at any time, subject to margin requirements. However, if a withdrawal reduces the account such that the Turnover Requirement has not been met, any outstanding Bonus credit (and any portion of profit specifically attributable to unmet Bonus conditions, as defined in the offer) may be removed proportionately. The Client's own funds and legitimately-earned profits are not forfeited.
6.1. A Client may decline a Bonus, or cancel it, provided no trading has taken place using the Bonus since it was credited. On cancellation, the Bonus credit is removed and the Client continues with their own funds.
7.1. A Bonus may be time-limited. If the Turnover Requirement is not met before the stated expiry, the unearned Bonus credit may be removed from the account. Removal of Bonus credit does not affect the Client's own funds or profits already qualified for withdrawal.
7.2. A Bonus may also be removed if the account balance falls below the minimum tradeable size.
8.1. Bonuses must be used in good faith. The Company may withdraw a Bonus, cancel Bonus-derived amounts, and/or exclude a Client from future promotions where it has reasonable grounds to believe the Client has engaged in Abusive Trading (as defined in the Client Agreement), bonus arbitrage, collusion, or the use of multiple/linked accounts to exploit an offer. The Company will act proportionately, keep records of the basis for its decision, and will not affect the Client's own funds or legitimately-earned profits.
9.1. The Company may amend, suspend, or discontinue any promotion prospectively. Changes will not reduce a Bonus already correctly credited to a participating Client, nor increase a Turnover Requirement already in progress, except where required by law or to address abuse.
10.1. These Bonus Terms are governed by the laws of the Kuna de Wargandi Territory, Republic of Panama, and are subject to the complaints and dispute-resolution provisions of the Client Agreement, including escalation to KUNAISA.
Finco Group · Regulated by KUNAISA, Licence No. FX0042026.